WHY IT’S DIFFERENT

Not leads. Introductions.

Traditional lead channels prioritize volume. KnowBeforeYouClose takes a different approach. Borrowers come to the platform to review their Loan Estimate and understand whether their current offer is competitive. When they request another option, we screen the opportunity and introduce them directly to a partner who can help.

Cold Internet Leads

  • Unverified borrower intent
  • Often shared broadly
  • Little borrower context

Legacy Trigger Leads

  • Based on mortgage inquiry data
  • Historically sold to competing lenders
  • Now restricted by federal law

KnowBeforeYouClose Partner Intro

  • Screened borrower
  • 1:1 introduction
  • Audit context included
  • Founder screening notes
  • Released only after approval

The Homebuyers Privacy Protection Act was signed on September 5, 2025, restricting broad mortgage trigger-lead use and resale under the FCRA, while preserving limited statutory exceptions.

WHY THIS MODEL WORKS

A better introduction starts with context

Traditional lead marketplaces prioritize reach. KnowBeforeYouClose prioritizes fit. Borrowers come to the platform specifically to review the numbers on their Loan Estimate. When they ask for another option, partners receive an introduction with context instead of competing for a shared lead.

That means the first conversation starts with more clarity, better timing, and a stronger understanding of what the borrower is actually looking for.

HOW INTRODUCTIONS STAY HIGH QUALITY

Screened, controlled, and released intentionally

  • Borrower identity remains hidden before approval
  • Screening confirms intent and timing
  • Partners are matched by state coverage and loan profile
  • Introductions are released only after approval

Not every borrower request becomes an introduction. Opportunities are approved only when the fit is clear.

Ready to receive screened borrower introductions?

Partner access is limited by state and capacity. Apply to see if your market is available.